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Volume 11, Issue 43, 2008-11-19
ZAGG Inc. Announces 311% Increase in Year To Date Sales
SLC Based Company Reports Positive Net Income
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SALT LAKE CITY - ZAGG Inc., a provider of protective film coverings for personal electronics under the brand name invisibleSHIELD, today announced significant increase in revenues over the third quarter of 2007 and positive net income for the third quarter and for the nine months ended September 30, 2008.
"We are very pleased to see the results of our business plan taking shape. Our continued, sustained revenue growth is very encouraging, particularly in a period of economic turmoil," said Robert G. Pedersen II, President and CEO of ZAGG. "As a young company, it is noteworthy to have reached our goal of positive ...
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Volume 9, Issue 4, 2006-03-06
ZEN SARCASM
Installment 1 of 2
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1. Do not walk behind me, for I may not lead. Do not walk ahead of me, for I may not follow. Do not walk beside me either. Just pretty much leave me the hell alone.
2. The journey of a thousand miles begins with a broken fan belt and leaky tire.
3. It's always darkest before dawn. So if you're going to steal your neighbor's newspaper, that's the time to do it.
4. Don't be irreplaceable. If you can't be replaced, you can't be promoted.
5. Always remember that you're unique. Just like everyone else.
6. Never test the depth of the water with both feet.
7. If you think nobody cares if you're alive, try missing a couple of car payments.
8. Before you criticize someone, you should walk a mile in their shoes. That way, when you criticize them, you're a mile away and you have their shoes.
9. If at first you don't succeed, skydiving is not for you.
10. Give a man a fish and he will eat for a day. Teach him how to fish, and he will sit in a boat and drink beer all day.
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Volume 9, Issue 5, 2006-03-20
ZEN SARCASM
Installment 2 of 2
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12. If you lend someone $20 and never see that person again, it was probably worth it.
11. If you tell the truth, you don't have to remember anything.
10. Some days you're the bug; some days you're the windshield.
9. Everyone seems normal until you get to know them.
8. The quickest way to double your money is to fold it in half and put it back in your pocket.
7. A closed mouth gathers no foot.
6. Duct tape is like 'The Force'. It has a light side and a dark side, and it holds the universe together.
5. There are two theories to arguing with women. Neither one works.
4. Generally speaking, you aren't learning much when your lips are moving.
3. Experience is something you don't get until just after you need it.
2. Never miss a good chance to shut up.
1. Never, under any circumstances, take a sleeping pill and a laxative on the same night.
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Volume 9, Issue 14, 2006-10-30
Ziglar Teams with Local Firm
Alliance produces package of tools for sales
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SALT LAKE CITY - St. George-based Virtual Management Inc. has announced an alliance with the Zig Ziglar organization to provide busy sales people with a dream team of sales tools.
The package includes earnings enhancing sales advice from the master sales trainer Zig Ziglar himself, in combination with the Electronic Virtual Assistant service from Virtual Management.
The alliance offers an exclusive discount on E.V.A. assistant services when the package is purchased from Ziglar's web site www.evanow.com/ziglar. Buyers receive two Zig Ziglar's training CDs, valued at over $100, that provide easy, effective ways to close more sales.
E.V....
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Volume 9, Issue 7, 2006-05-08
Zion Canyon Theatre Stages a Twist for Audiences
Sammie Winslow
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Springdale, UT - The Zion Canyon Theatre has a new stage and a great new show. The theatre still features its six-story-tall screen and will continue showing the IMAX films during the day. At night, however, it will undergo a fabulous transformation into a professional Broadway-quality stage.
The new stage is a wonder of modern engineering, taking only minutes to transform from a giant screen theatre into a fully functional state-of-the-art production stage with curtains, multiple light banks, lasers and levels. This theatre has all the professional amenities including plush, comfortable seating, wheelchair access and air-conditioning for those hot summer days. The steeply banked sea...
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Volume 11, Issue 35, 2008-09-24
Zion Corridor Planning Sessions Slated
Business owners encouraged to attend
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SPRINGDALE - The Zion Canyon Corridor Council will sponsor a series of public information meetings and workshops Oct. 1 and 2 as part of a planning and land-use initiative aimed at preserving the resources and natural beauty along State Route 9 from LaVerkin into Zion National Park.
Graduate students from Utah State University's Department of Landscape Architecture and Environment Planning, in partnership with Southern Utah University, are working with community and regional leaders to examine the futures of the corridor and communities along its route (LaVerkin, Virgin, Rockville and Springdale).
Business owners and residents of those communities are ...
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Volume 11, Issue 42, 2008-11-12
Zion Drug to Close its Doors
Hurricane Pharmacy merges with Walgreens
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HURRICANE - After 47 years, Zion Drug, Hurricane's only locally owned and operated pharmacy, will close at the end of November.
Owner and pharmacist David Stirland, who took over the operation in 1990 has reached an agreement to sell the business to Walgreens. The drug store chain is scheduled to open its new Hurricane store within the next two weeks.
Stirland's late father, Gordon, started the business in 1961. The family also operates a pharmacy in Kanab.
Stirland and Zion Drug employees will move to the new Walgreens pharmacy.
With the coming of Walgreens, the expansion of the ...
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Volume 7, Issue 1, 2004-01-12
Zion Harley-Davidson Breaks Ground for New Larger Store
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Washington, UT - Zion Harley-Davidson, the only factory-authorized Harley-Davidson dealership serving southern Utah announced its expansion plans and new store location.
Construction of the more than 8000 square foot building is progressing at a steady rate with plans to further expand to 20,000 square feet. The new store located at Coral Canyon, will offer 4500 square feet of retail sales space of motorcycles, parts, accessories, MotorClothes apparel, gifts and collectibles. In addition the service department will triple to better serve the demand in St. George and the surrounding areas.
“The growing local Harley-Davidson and Buell customer base demands that we ...
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Volume 7, Issue 10, 2004-05-24
Zion Harley-Davidson Opens New Larger Store
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Washington, UT - Zion Harley-Davidson, the only factory-authorized Harley-Davidson dealership serving southern Utah opened its new larger store Monday, May 10, 2004. The newly built 8000 sf building, located at 2350 N. Coral Canyon offers 4500 sf of retail sales space of motorcycles, parts, accessories, MotorClothes apparel, gifts and collectibles. In addition the service department has tripled to better serve the demand in the St. George and surrounding areas.
“The growing local Harley-Davidson and Buell customer base demanded that we expand our facility and our product offering,”ť says store manager, Alan Blackburn. “In addition, the beauty of the southern ...
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Volume 7, Issue 7, 2004-04-12
Zion National Park Celebrates “Earth Day”ť
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Zion's Earth Day celebration happens on Saturday, April 24th in the park. The Zion Canyon Field Institute and Zion Recycles will co-sponsor the festivities which include interpretive hikes, educational displays, outdoor lectures and fun and games for children and adults.
All events are free after visitors have paid for admission into the park or shown a valid national parks pass. Activities take place between 9am and 4pm throughout the park.
Stop by the main Zion Canyon Visitor Center when you enter the park and check out the full schedule of activities.
Editor's note:
Businesses with new employees or visitors who want to learn more about the nature of southern Utah can do so in customized outdoor workshops through the Zion Canyon Field Institute, the educational division of the non-profit Zion Natural History Association. These custom “Explore Zion”ť workshops provide an introduction to the geology, flora and fauna, natural and cultural history of Zion National Park.
Your small private group will learn in an intensive field setting from naturalists along magnificent park trails. This is a great team-building activity and a way to share and understand the natural beauty that makes southern Utah a premier recreation destination.
The Field Institute can accommodate varying group sizes with workshops beginning at $200 (a little pricy, but you could ‘expense' it!) for an entire day of in-depth outdoor learning. Call (435) 772-3264 if you'd like details.
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Volume 11, Issue 41, 2008-11-05
Zion's Bank Recognized by Greenwich Associates
Receives Five National Excellence Awards
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SALT LAKE CITY - Zions First National Bank, an affiliate of Zions Bancorporation, was recently recognized with five Excellence Awards from the 2008 Greenwich Associates Middle Market Banking Excellence Awards. Greenwich Associates is a leading financial services firm that provides comprehensive consulting and research capabilities in institutional financial services. The firm's award designations and ratings are widely recognized throughout the financial services industry and often serve as an indicator of a bank's strengths and overall customer satisfaction.
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Volume 9, Issue 8, 2006-05-22
Zions Announces Board of Directors Appointments and Retirements
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SALT LAKE CITY, UT - Zions First National Bank, a subsidiary of Zions Bancorporation (Nasdaq: ZION), announced today the appointment of four new board members who will replace four members retiring after decades of service.
Joining the board will be: Stephen E. Holding, vice president of The Sinclair Companies; Charley D. Jones, president and CEO of Charshaw, Inc.; Eric O. Leavitt, president of Leavitt Group Enterprises; and John L. Valentine, attorney and president of the Utah State Senate.
Those retiring include: Ronald S. Hanson, former Zions Bank president who has served on the board since 1981; Dixie Leavitt, founder of The Leavitt Group and a board member since 1983; Ro...
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Volume 7, Issue 15, 2004-08-30
Zions Bancorporation Honored At NASDAQ Stock Market Open
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Harris H. Simmons, chairman and chief executive officer of Zions Bancorporation opened the NASDAQ market August 12, marking 20 years since Zions was listed on The NASDAQ National Market. More importantly, Zions celebrates 131 years of serving clients in the Intermountain West.
The Market Open began with an introduction of Zions Bancorporation by Robert Greifeld, president and chief executive officer of The NASDAQ Stock Market, Inc. Greifeld recounted some of the history of the company, including the founding of Zions Savings Bank in 1873 by Brigham Young. He also noted that Zions Bancorporation embarked on a growth path that has made Zions one of the 40 largest banking companies in America.
After Greifeld's introduction Simmons spoke, leading up to the opening of the market at 9:30 a.m. EDT. "We appreciate the relationship we have with NASDAQ, and appreciate the technology of NASDAQ that helps facilitate our growth and that of our customers," Simmons said.
Following the Market Open, Sasha Salama interviewed Simmons, asking how the Federal Reserve's recent decision to raise the interest rate affects Zions Bancorporation's bottom line.
"We tend to be naturally what we call very 'asset sensitive,' which means that we tend to be doing very, very well in rising rate environments, and suffer when rates come down," Simmons said. "We try to manage that to take out a lot of the volatility. Even so, we like to be slightly asset sensitive, which would actually help us a little bit when rates rise. We believe that is where we are today. There is a lot of art and science to it, but the rising rate environment, modestly rising rates, we think shouldn't be detrimental and should be helpful," Simmons said.
Several other members of Zions Bancorporation executive management attended the ceremony including Doyle Arnold, executive vice president and chief financial officer; David Hemingway, executive vice president and chief investment officer; and Clark Hinckley, senior vice president, investor relations and communications.
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Volume 6, Issue 22, 2003-12-08
Zions Bancorporation Ranks Among Nations Top 10 SBA Lenders
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According to recently published information from the U.S. Small Business Administration (SBA), Zions Bancorporation (Zions) (Nasdaq: ZION) ranked as the nations tenth largest provider of SBA-backed 7(a) loans in terms of number of loans approved for fiscal year 2003. Through its six bank subsidiaries and Zions Small Business Finance affiliate, Zions approved 1,322 SBA-backed loans totaling approximately $150.3 million dollars. The SBA report compares figures from 4,000 lending institutions nationwide that participate in the SBAs 7(a) guaranteed loan program. Zions ranked 13th in terms of amount of gross dollars approved.
This ranking is a reflection of our commitment to meeting the financing needs of the small business owner, said Harris Simmons, president and CEO of Zions Bancorporation. We recognize the importance of small businesses on the economies in each of our market areas, and will continue in our commitment to meet the needs of businesses small and large.
Zions subsidiary, Zions First National Bank, (Zions Bank) topped Utahs SBA rankings for fiscal year 2003, approving 355 loans totaling approximately $27.8 million. In Idaho, Zions Bank ranked first in the SBAs Boise District Office with 60 loans totaling nearly $6.1 million.
In California, Zions subsidiary California Bank & Trust ranked as the states fourth largest SBA 7(a) lender, approving 595 loans, totaling $56.3 million. In Nevada, Zions subsidiary Nevada State Bank ranked fourth with 47 loans totaling $11.7 million. And Zions subsidiary Vectra Bank Colorado ranked as Colorados sixth largest SBA 7(a) lender, with 57 loans totaling nearly $7.5 million.
In addition, Zions Arizona subsidiary, National Bank of Arizona, was named as the Arizona Lender of the Year for the ninth consecutive year by the Business Development Finance Corporation.
7(a) loans are the most basic and most used type loan of SBA's business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the Agency to provide business loans to American small businesses. The SBA 7(a) loan program offers up to 25-year, fully amortized loans that result in lower monthly payments for the borrower. Proceeds from the 7(a) program may be used for most business purposes, including the purchase of real estate to house the business operations; construction, renovation or leasehold improvements; acquisition of furniture, fixtures, machinery, and equipment; purchase of inventory; and, working capital.
Americas 23 million small businesses employ more than 50 percent of the private workforce, account for more than half of the nations private sector output, and are the principal source of new jobs in the U.S. economy. In Utah, approximately 97 percent of businesses qualify as small businesses (businesses with fewer than 500 workers).
The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses. The SBA's current business loan portfolio of roughly 219,000 loans worth more than $45 billion makes it the largest single financial backer of U.S. businesses in the nation. Last year alone, the SBA backed more than $12.3 billion in loans to small businesses. More than $1 billion was made available for disaster loans and more than $40 billion in federal contracts were secured by small businesses with SBA's help.
Zions Bancorporation consists of a collection of banks in select high growth markets. Under local management teams and community identities, Zions operates over 400 full-service banking offices in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah and Washington. In addition, Zions is a national leader public finance advisory services, agricultural finance and electronic bond trading. The Company is included in the S&P 500 Index.
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Volume 7, Issue 10, 2004-05-24
Zions Bank Announces Program To Help Small Business Customers Invest Overseas
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Zions Bank recently entered a cooperative agreement with Overseas Private Investment Corporation (OPIC) and Interlink Capital Strategies to help its small business customers make investments in emerging markets. The announcement was made at Zions Bank's annual International Trade and Business Conference in Salt Lake City.
Through the agreement, Interlink will prepare applications for OPIC financing by Zions' small business customers, in return for a small packaging fee. Interlink's involvement will ease the application process and thereby encourage investment overseas by small businesses from the western part of the United States, represented by Zions' customers.
"As our market's top SBA lender, Zions Bank is pleased to partner with OPIC to bring small businesses easy strategies for investing in the worldwide marketplace," said Scott Anderson, Zions Bank president and CEO. "We are committed to helping our business clients find ways to expand their companies beyond traditional domestic borders."
Added OPIC president and CEO Dr. Peter Watson, "OPIC's partnership with Zions Bank and Interlink will open new opportunities for U.S. small businesses from the western part of the country to invest in dynamic markets overseas. Interlink's involvement will result in a valuable 'force multiplier' effect, extending OPIC's outreach to small businesses in the American west. Given the strong records of both Zions Bank and Interlink, we at OPIC expect this partnership to yield significant benefits to both U.S. small businesses and the developing nations where they invest."
Dr. Watson noted that the partnership represented the latest initiative in OPIC's efforts to encourage investment overseas by U.S. small businesses. OPIC established a Small Business Center and entered into a special initiative with the U.S. Small Business Administration in 2002, and created a Small and Medium Enterprise Finance Department last year. OPIC supported 42 small business projects with $479 million in 2003, compared to $269 million for 31 projects in 2002.
Interlink Capital Strategies specializes in financing transactions and projects in emerging markets using government programs. Because financial markets are typically unable to support sales and direct foreign investment in emerging markets without government involvement, Interlink Capital Strategies provides critical financial advisory services to mobilize financing in regions outside Western Europe and North America. The type of financial support includes: business development seed money, export working capital, vendor financing, direct foreign investment support, insurance, bonding and guarantees.
OPIC was established as an agency of the U.S. government in 1971. It helps U.S. businesses invest overseas, fosters economic development in new and emerging markets, complements the private sector in managing risks associated with foreign direct investment, and supports U.S. foreign policy. Because OPIC charges market-based fees for its products, it operates on a self-sustaining basis at no net cost to taxpayers.
OPIC's political risk insurance and financing help U.S. businesses of all sizes invest in more than 150 emerging markets and developing nations worldwide. Over the agency's 32-year history, OPIC has supported $150 billion worth of investments that have helped developing countries to generate more than 690,000 host-country jobs. OPIC projects have also generated $66 billion in U.S. exports and created more than 257,000 American jobs.
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Volume 7, Issue 19, 2004-10-25
Zions Bank Announces Southern Utah Region Promotions
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Zions Bank recently announced promotions of employees in its Southern Utah Retail Region. David Clark, president of Zions Bank's Southern Utah Retail Region, now has a new assignment with the bank's Office of the President. He will continue working in St. George as region president, but will report directly to Zions Bank president and CEO Scott Anderson regarding Southern Utah business development, community involvement, sponsorships and charitable endeavors.
In addition to his banking activities, Clark is a member of the Utah House of Representatives, district 74. He is on the Executive Committee of the National Conference of State Legislatures (NCSL) and has participated in the Leadership Institute, a joint project of the NCSL and the State Government Affairs Council Foundation.
Douglas C. Balch has been named director of branch banking for Zions Bank's Southern Utah Retail Region. He will oversee retail sales, credit and operations and strategic growth in 15 Southern Utah branches spanning from Moab to Enterprise, and from Cedar City to Blanding.
For the past two years, Balch has worked for Zions in Richfield as South Central Utah area president and regional credit manager. Prior to that, he was a vice president and branch manager of Zions Bank's branch in Randolph for 24 years. He holds a degree in business from Dixie College.
Committed to the local communities in which he has worked, Balch has been a member of the Rotary Club, as well as the agricultural advisory board for the Bridgerland Applied Technology Center, the Trapper Trails Council executive board and the Randolph Town Planning and Zoning commission. He also served as a Rich County Commissioner.
In his spare time, Balch enjoys backpacking, hunting and golf. He and his wife, Wyona, have four children and six grandchildren.
"I look forward to the opportunity to manage Zions Bank branches throughout Southern Utah as Zions continues to grow and expand to better serve the needs of its community," said Balch.
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Volume 8, Issue 17, 2005-10-03
Zions Bank Breaks Ground For Cedar City Branch
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CEDAR CITY, Utah - Zions Bank will open a new branch in Cedar City's growing Providence Center development, located at 1313 S. Providence Center Dr. A public ground breaking ceremony is slated for Friday, September 23, at 10 a.m. Complimentary refreshments will be served.
Scheduled to open in January 2006, the 4,500-square-foot branch will provide Cedar City clients with access to a full line of personal and business banking products and services. The branch will include four drive-up lanes, a 24-hour drive-up ATM, a night depository, and safe deposit boxes. The building is designed by Richardson Design, with Quantum Development Group serving as its construction manager.
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Volume 9, Issue 14, 2006-10-30
Zions Bank Donates to SUU
SBDC receives $35,000 grant to support entrepreneurshi
By Renee Ballenger
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CEDAR CITY - Southern Utah University was recently awarded a generous donation of $35,000 by Zions Bank CEO, A. Scott Anderson.
"It was a very pleasant surprise," says Craig Isom, Director of SUU's Small Business Development Center. Isom didn't find out about the donation until just before the ribbon-cutting ceremony at the Zions Bank Cedar City downtown branch that afternoon. Dr. Carl Templin, Dean of the School of Business, called Isom right before the ceremony and told him they needed to go thank Zions Bank for the contribution.
"I was absolutely ecstatic over the announcement," says Templin. "I am extraordinarily grateful to Zions Bank for making an investme...
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Volume 7, Issue 3, 2004-02-09
Zions Bank Encourages High School Seniors To Apply For 2004 Founders Scholarships
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As high school seniors scurry to meet application deadlines for admission to the Utah's colleges and universities, Zions Bank encourages them to apply for its Founders Scholarship. The Zions Bank Founders Scholarship program provides four-year, full-tuition scholarships to 12 Utah high school students annually.
The award benefits one student at each of the state's institutions of higher learning: Brigham Young University, College of Eastern Utah, Davis Applied Technology College, Dixie State College, Salt Lake Community College, Southern Utah University, Snow College, University of Utah, Utah State University, Utah Valley State College, Weber State University and Westminster Coll...
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Volume 11, Issue 43, 2008-11-19
Zions Bank Enters New Partnership
Growth Equity Fund to Support Women-Owned Business in Utah
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SALT LAKE CITY - The Zions Bank Women's Financial Group, has entered a limited partnership with a newly formed women-owned growth equity fund called VAST, which will provide growth capital to ensure the success of women-owned and operated businesses primarily in Utah.
VAST is a unique growth equity fund created and led by successful Utah women business leaders: Becky Lunceford Anderson, founder and chairman of For Every Body; Carla Meine, founder of O'Currance Teleservices; and Barbara Zimonja, CEO and president of Premier Resorts.
"We entered this partnership because the Women's Financial Group and VAST share common goals - to bridge the potential of...
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Volume 10, Issue 15, 2007-06-04
Zions Bank Grants for Women Available
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SALT LAKE CITY — The June 29 application deadline is approaching for Zions Bank's "Smart Women Grants." The new series of micro-grants totaling $20,000 will be provided to women candidates who excel in a variety of categories:
- Small business start-up and expansion
- Community development
- Continuing education and teacher support
- Child and elder care
- Health and human services
- Arts and culture
Community peer review panels will select the grant recipients, to be announced in conjunction with Zions Bank's fourth annual "Smart Women Smart Money" free financial education seminar slated for September 27 at the Salt Palace Conv...
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Volume 6, Issue 22, 2003-12-08
Zions Bank Growth Continues As Snow Canyon, River Road Offices Expand
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ST. GEORGE, Utah - Zions Bank's presence in St. George continues to expand, along with the size of its buildings. Zions recently completed remodeling and enlarging its River Road and Snow Canyon offices.
"Zions has proudly served our friends and neighbors in Southern Utah since 1905. We look forward to providing added convenience for our customers with these expanded River Road and Snow Canyon branches," said David Clark, president of retail banking for Zions Bank's Southern Utah region.
Zions Bank's River Road office, located at 717 S. River Rd., was dramatically expanded from 516 square feet to 3,868 square feet. The remodeled branch offers customers safe deposit ...
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Volume 8, Issue 16, 2005-09-19
Zions Bank Hosts Financial Conference For Women
Dixie Carter of "Designing Women" Fame to Speak on Happiness and Money
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SALT LAKE CITY, Utah; September 13, 2005 - Zions Bank's Women's Financial Group will host its second annual Smart Women, Smart Money Women's Financial Conference on Wednesday, October 12 at the Salt Palace Exhibit Hall. Actress and author Dixie Carter will offer the keynote.
Attended by nearly 1,400 women last year, the free conference is designed to empower women in achieving their financial independence. While the event is free, registration is required and is limited to the first 2,000 women who sign up to attend. For more information or to sign up for the event, visit www.swsm.zionsbank.com or call (800) 558-3794.
"Because last year's conference was so well-attended, it s...
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Volume 10, Issue 34, 2007-10-26
Zions Bank Is Utah's Top SBA Loan Provider
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SALT LAKE CITY - For the fiscal year ended Sept. 30, Zions First National Bank, approved 935 U.S. Small Business Administration 7(a) loans in Utah, ranking as the state's top provider of SBA loans to small businesses.
Zions has ranked as Utah's No.1 SBA lender for the past 14 years. It has also ranked as the top SBA lender in Idaho's Boise District for the past six years.
The 935 loans approved by Zions Bank in Utah totaled nearly $72.9 million, and represented 31 percent of the 2,990 SBA-backed loans approved in the state during fiscal year 2007.
In addition to its No. 1 ranking in SBA lending, Zions Bank also leads all other financial institutio...
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Volume 7, Issue 14, 2004-08-16
Zions Bank Names Clint Weston New Branch Manager of West Blvd. Smith's Office
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Zions Bank has promoted Clint Weston to branch manager of the West Blvd. Smith's office, located at 20 North Bluff Street.
Weston is responsible for overseeing the branch's sales, service and loan production. He will also work to build relationships with local business owners.
Weston has been in the banking industry for four years, the last three of which have been with Zions Bank. He previously held positions with Zions as a customer service manager and branch manager in Sunset, Utah, and as a personal banker/loan officer in Salt Lake City.
Active in the local community, Weston is a member of the Dixie Sunrise Rotary Club and the St. George Chamber of Commerce.
A native of Utah, Weston will graduate from Southern Utah University with a bachelor's degree in business management. He is an avid runner and has been playing the drums for seven years. He currently lives in St. George with his wife Stalee. They have one child and one on the way.
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Volume 8, Issue 2, 2005-01-31
Zions Bank Offers Disaster Relief Assistance
By Heidi Prokop
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Zions Bank Southern Utah Region President David Clark and Executive Vice President LeeAnne Linderman recently presented a check for $50,000 to the mayors of St. George, Santa Clara, Gunlock, and Enterprise. The proceeds from this donation are to be used to establish the "Southern Utah Disaster Relief Fund" for the rebuilding of the critical infrastructure in the Southern Utah municipalities that have been devastated by the area's massive flooding in recent days.
Contributions to the fund may be made at any Zions Bank branch. The exact distribution to each municipality will be determined based on a percentage of infrastructure loss within each community.
Zions Bank has also announced special loan products available to assist Southern Utah residents whose homes were destroyed or sustained severe flood damage. Current Zions Bank loan customers who are experiencing hardship as a result the floods will have the option to extend or modify the payment structure on their existing loan for up to six months. In addition, Zions Bank is offering a special interest-free "insurance bridge loan," which will provide all qualified homeowners with up to $20,000 to allow them to immediately finance necessary repairs as they await payment on insurance claims.
Zions Bank is also offering a low-interest, no origination fee construction loan. This loan is available to all qualified homeowners who lost their homes as a result of the floods to assist them in the reconstruction of their homes.
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Volume 8, Issue 6, 2005-03-28
Zions Bank President & CEO Named SBA's "Financial Services Champion of the Year"
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Zions Bank President and Chief Executive Officer A. Scott Anderson has been named the U.S. Small Business Administration's Region VIII "Financial Services Champion of the Year." Region VIII encompasses Utah, Wyoming, Colorado, Montana, North Dakota and South Dakota. Earlier this month, Anderson was named the Utah District Office's Financial Services Champion.
The Financial Services Champion of the Year award honors "individuals who assist small businesses through advocacy efforts to increase the usefulness and availability of accounting or financial services," according to the SBA. The award is given to an individual who has demonstrated leadership in small business financing; advocacy of changes in the financial services industry to assist small companies; encouragement of the flow of investment capital to small ventures; and active support for legislative or regulatory action designed to help small firms.
"Utah's small business community is fortunate to have a champion like Scott Anderson supporting the financial needs of entrepreneurs across the state. Last year alone, Zions Bank approved 667 SBA-backed loans to small business worth an amazing $48 million," said Elton W. Ringsak, SBA's Region VIII administrator based in Denver.
"Zions Bancorporation, the parent company of Zions Bank, is ranked second in the country in SBA 504 loans, and eighth in SBA 7(a) loans. Zions Bank continues to be at the forefront of economic development and outreach to small business in Salt Lake City and rural Utah. We at the SBA hope our relationship with Scott and Zions Bank continues to flourish."
Anderson joined Zions Bank in 1991 as the executive vice president of Retail Banking, responsible for the bank's consumer and small business banking activities in its branch network. He assumed current responsibilities as president and CEO in January 1998.
Under his leadership, Zions Bank has created programs to support and finance small business owners and has provided educational resources for entrepreneurs. Through his creation of the Women's Financial Group and his partnership as the founding sponsor of the Pete Suazo Small Business Center, Anderson has helped women and minority entrepreneurs develop their companies.
"I am honored and humbled to receive the SBA's Champion Award on behalf of Zions Bank, but the true 'champions' are the hard-working and visionary entrepreneurs who help build our economy and create jobs, said Anderson. He will be honored with other Utah district SBA Champion Award winners at a luncheon May 9 at the Joseph Smith Memorial Building in Salt Lake City.
Editor's note: America's 23 million small businesses employ more than 50 percent of the private workforce, account for more than half of the nation's private sector output, and are the principal source of new patents as well as creating over 75 percent of the new jobs in the U.S. economy. In Utah and Idaho, approximately 97 percent of businesses qualify as "small businesses" (businesses with fewer than 500 workers).
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Volume 8, Issue 1, 2005-01-17
Zions Bank Promotes Ryan Lewis To Commercial Loan Officer
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Zions Bank has promoted Ryan Lewis to commercial loan officer at its River Road branch, located at 717 S. River Rd. He is responsible for business development, loan underwriting and customer service for commercial clients.
Lewis previously worked for Zions in St. George as an assistant relationship manager and as a financial services representative supervisor. With six years of experience in banking, he also worked for Citibank as a financial associate.
A native of St. George, Lewis holds a bachelor's degree in business administration from Dixie State College. He and his wife, Jill, have two children.
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Volume 8, Issue 8, 2005-04-25
Zions Bank Ranks among Nation's Top Municipal Financial Advisors
Business Elsewhere
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Zions First National Bank announced recently that it ranked as the nation's seventh largest municipal financial advisor for 2004, based on the dollar amount of bonds issued. According to Thomson Financial's listing of the nation's top municipal financial advisors, the combined financial advisory business of Zions Bank structured and brought to market during 2004 over 115 issues aggregating more than $5.5 billion. This total ranked Zions fourth among financial advisors in the Far West Region.
This year's national ranking marks the eighth consecutive year in which Zions' combined financial advisory business has ranked among the nation's top ten municipal financial advisors. Zions' ranking includes the combined financial advisory business of Zions Bank Public Finance (Utah and Idaho), Kelling, Northcross & Nobriga (California), Nevada State Bank Public Finance (Nevada), and National Bank of Arizona Public Finance (Arizona).
In statewide rankings among municipal financial advisors based upon dollar amounts of bonds issued, Zions Bank Public Finance topped Utah's list; Nevada State Bank Public Finance was number one in Nevada; and Kelling, Northcross & Nobriga was fifth in California.
"Schools, water and sewer systems, parks and other municipal services play a vital role in our everyday lives. That's why Zions is committed to establishing long-term relationships with public agencies," said Larry Denham, senior vice president and manager of Zions Bank Public Finance. "We're proud of our consistent ranking among the top municipal financial advisors in the country and we're honored to support the public clients that strengthen our communities."
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Volume 7, Issue 19, 2004-10-25
Zions Bank Ranks as Utah's Top SBA Loan Provider for Eleventh Consecutive Year
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For the fiscal year ended September 30, 2004, Zions First National Bank approved 667 U.S. Small Business Administration 7(a) loans in Utah, ranking Zions Bank as the state's top provider of SBA loans to small businesses. Zions' top ranking in Utah marks the eleventh consecutive year that the bank has ranked as the state's top SBA lender. The 667 loans approved by Zions Bank in Utah totaled approximately $47.9 million, and represent more than 37 percent of the 1,820 SBA-backed loans approved in Utah during fiscal year 2004.
"Zions Bank's consistent ranking as Utah's top SBA lender demonstrates our institution-wide commitment to supporting small businesses as they grow, expand and create jobs," said Scott Anderson, president and chief executive officer of Zions Bank. "Helping Utah's visionary entrepreneurs gain access to the capital they need is vital to Zions Bank, because small businesses play a fundamental role in our economy."
In addition to its ranking as an overall leader in SBA lending, Zions Bank also leads all other financial institutions in Utah in marketing SBA loans to women- and minority-owned businesses. During fiscal year 2004, nearly 30 percent (or 197) of the SBA loans approved by Zions Bank were to women and minorities. Zions Bank made 37 loans to minority-owned businesses, 95 loans to businesses owned 100 percent by women, and another 65 loans to businesses co-owned by women. Additionally, one-third (or 212) of the total SBA loans closed by Zions Bank in 2004 were made to rural businesses.
Beyond its ranking as top SBA lender in Utah, Zions Bank was also recognized as a Regional Outstanding Lender of the Year by the SBA at its annual expo last May.
7(a) loans are the most basic and most used type loan of SBA's business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the Agency to provide business loans to American small businesses. The SBA 7(a) loan program offers up to 25-year, fully amortized loans that result in lower monthly payments for the borrower. Proceeds from the 7(a) program may be used for most business purposes, including the purchase of real estate to house the business operations; construction, renovation or leasehold improvements; acquisition of furniture, fixtures, machinery, and equipment; purchase of inventory; and, working capital.
America's 23 million small businesses employ more than 50 percent of the private workforce, account for more than half of the nation's private sector output, and are the principal source of new jobs in the U.S. economy. In Utah, approximately 97 percent of businesses qualify as "small businesses" (businesses with fewer than 500 workers).
The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses. The SBA's current business loan portfolio of roughly 219,000 loans worth more than $45 billion makes it the largest single financial backer of U.S. businesses in the nation.
Last year alone, the SBA backed more than $12.3 billion in loans to small businesses. More than $1 billion was made available for disaster loans and more than $40 billion in federal contracts were secured by small businesses with SBA's help.
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Volume 12, Issue 38, 2009-11-30
Zions Bank Receives NAGGL'S Award
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SALT LAKE CITY, UTAH - The National Association of Government Guaranteed Lenders (NAGGL) has honored Zions First National Bank with its annual Distinguished Service Award. This is the first time NAGGL has given the award to a financial institution rather than to an individual.
Zions Bank senior vice presidents Lori Chillingworth and Cece Mitchell accepted the award on behalf of the bank on Oct. 28 at the association's 25th Anniversary conference in...
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Volume 10, Issue 28, 2007-09-14
Zions Bank Schedules Women's Business Conference - Sept. 27
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SALT LAKE CITY - Zions Bank's Women's Financial Group will have its fourth annual "Smart Women Smart Money" financial conference from 8 a.m. to 4:30 p.m. Sept. 27 at the Salt Palace.
The free event has the theme "Investing for Your Future." Last year's conference drew about 1,300 attendees.
Registration is required. Details and registration are available at www.smartwomen.zionsbank.com or by calling 1-800-737-6586.
...
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Volume 8, Issue 19, 2005-10-31
Zions Bank Top SBA 7(a) Loan Provider in Utah
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For the fiscal year ended September 30, 2005, Zions First National Bank (Nasdaq: ZION), approved 699 U.S. Small Business Administration ("SBA") 7(a) loans in Utah, ranking as the state's top provider of SBA loans to small businesses. Zions' ranking marks the twelfth consecutive year that the bank has been the state's number one SBA lender.
The 699 loans approved by Zions Bank in Utah totaled more than $60 million, and represented 34 percent of the 2,012 SBA-backed loans approved in the state during fiscal year 2005.
"Zions Bank promotes an institution-wide commitment to supporting small businesses as they grow, expand and create jobs. We're proud to be Utah's leader in helping visionary entrepreneurs gain access to the capital they need," said Zions Bank President and CEO Scott Anderson. Earlier this year, Anderson was named the "Financial Services Champion of the Year" in the SBA's Utah district and in its Region VIII, which encompasses six states.
In addition to its number one ranking in SBA lending, Zions Bank also leads all other financial institutions in Utah in marketing SBA loans to women- and minority-owned businesses. During fiscal year 2005, 35 percent (or 250) of the SBA loans approved by Zions Bank were to women and minorities. Zions Bank made 39 loans to minority-owned businesses, 142 loans to businesses owned 100 percent by women, and another 69 loans to businesses co-owned by women. Additionally, one-third (or 227) of the total SBA loans closed by Zions Bank in 2004 were made to rural businesses.
7(a) loans are the most basic and most used type loan of SBA's business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the Agency to provide business loans to American small businesses. The SBA 7(a) loan program offers up to 25-year, fully amortized loans that result in lower monthly payments for the borrower. Proceeds from the 7(a) program may be used for most business purposes, including the purchase of real estate to house the business operations; construction, renovation or leasehold improvements; acquisition of furniture, fixtures, machinery, and equipment; purchase of inventory; and, working capital. In this decade alone, Zions Bank has administered 2,382 SBA 7(a) loans totaling $200.5 million.
America's 23 million small businesses employ more than 50 percent of the private workforce, account for more than half of the nation's private sector output, and are the principal source of new jobs in the U.S. economy. In Utah, approximately 97 percent of businesses qualify as "small businesses" (businesses with fewer than 500 workers).
The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses. The SBA's current business loan portfolio of roughly 219,000 loans worth more than $45 billion makes it the largest single financial backer of U.S. businesses in the nation. Last year alone, the SBA backed more than $12.3 billion in loans to small businesses. More than $1 billion was made available for disaster loans and more than $40 billion in federal contracts were secured by small businesses with SBA's help.
Currently, Zions Bank is developing a Business Resource Center to offer small business owners and managers convenient access to information, seminars and workshops. It will provide multi-media business resources - including a computer lab for research and for writing business plans, a library of business startup guides, and other books and publications that offer advice, ideas, and information.
"The Business Resource Center will help empower business owners to improve their success during their formative startup years, and will help established companies explore growth strategies and even international trade opportunities," said Anderson. "The Center demonstrates Zions Bank's continued role as a partner in the success of Utah's small businesses."
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Volume 7, Issue 8, 2004-04-26
Zions Bank Tops Web Site Ranking
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According to an Internet site study released this month by financial services consulting firm Speer & Associates, Inc., the Zions Bank Web site (www.zionsbank.com) ranks as the top bank Internet site among regional banks with assets of between $15 billion and $25 billion.
The S&A Internet Site Assessment Study is conducted twice a year, tracking the business development and transactional capabilities of retail Internet offerings by leading financial institutions in the Western Hemisphere. Speer & Associates' February 2004 study ranks 79 leading financial services companies, 50 from North America and 29 from Latin America. In the overall ranking of Western Hemisphere banks, Zions ranked seventh just after multi-regional and Canadian institutions. The Speer & Associates study notes that the playing field has narrowed among surveyed institutions "due to continuing consolidation in the industry and a narrowing of the segments reviewed." The February 2003 study examined 30 more Internet sites than this year's report. Fewer Internet sites translate into more customers seeking top-notch online financial services, according to Scott Anderson, Zions Bank president and CEO.
"Zions Bank is proud of the results of the Speer & Associates report, especially given the increasingly consolidated financial services environment. Our customers have come to rely on the convenience and flexibility of making online banking transactions, and our Internet site continues to evolve to meet their needs," said Anderson. "Zions Internet Banking complements our traditional branch banking channels, so that our customers have the convenience of accessing their funds, and information relating to those funds, wherever and whenever they like."
In the last year, Zions' Web site has added a new bank application interface and such transactional capabilities as online check image views and automated clearing house transfers to external institutions. In addition, Zions Bank customers who enroll in Zions Internet Banking are able to access account information, transfer funds, pay bills, schedule bill payments, open an online safe deposit box, and receive e-mail notifications regarding specific account information.
All visitors to the Zions Bank Web site can use free financial tools and calculators, get insurance quotes, and apply for insurance policies, consumer loans and credit cards from the convenience of their own home or office. Mortgage rate monitoring, mortgage loan tracking, online stock trading, and much more are also available.
Today, more than 174,000 Zions Bank customers (or approximately 40 percent of Zions' customer base) are enrolled in Zions Internet Banking. And more than 1 million online customer interactions are completed each month through Zions Internet Banking.
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Volume 9, Issue 7, 2006-05-08
Zions Bank Updates Educational Stock Market Simulation Website
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SALT LAKE CITY - Students throughout Utah and beyond can now set up and maintain their own personal budgets on Zions Bank's two financial education websites - either Bank Junior www.bankjr.com or Bank High School www.bankhs.com. They can also use a virtual sum of $100,000 to play the stock market on the Bank High School site.
The free budgeting software lets students sign on with a first name and password, custom make their spreadsheets, and input their income and expenses for a month. Students can then analyze budget figures by category and track of income and expenses month after month.
The stock market simulation allows individual players to use a fictional fund of $100,00...
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Volume 10, Issue 6, 2007-04-02
Zions Direct Offers Online CD Auctions
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SALT LAKE CITY - Move over e-Bay. Zions Direct, member NASD, a non-banking subsidiary of Zions First National Bank, has announced that it has launched a new online auction platform for FDIC-insured Certificates of Deposit.
Similar to popular Internet auction methods, the CD auctions available at www.zionsdirect.com may enable individual investors to receive higher yields on their CDs.
Auctions empower investors to set the yield on the CD for which they are bidding. There are no fees, and the only requirement to participate in an auction is to register to bid, a process that is easily completed in a few minutes.
Zions Direct CD auctions allow private ...
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Volume 6, Issue 21, 2003-11-24
Zions Investment Securities Names Vice President and Financial Consultant
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Zions Investment Securities, a subsidiary of Zions Bancorporation, has named Russell Turner vice president and financial consultant in its St. George office, located at 40 E. St. George Blvd. Turner's responsibilities include providing financial guidance and investment planning to clients, as well as retirement and overall financial planning.
Turner, a Certified Financial Planner, brings 16 years of investment and financial planning experience to his position at Zions Bank. Prior to joining Zions, he worked as a financial consultant for Wells Fargo at its St. George office. He is a member of the Southern Utah Financial Planning Association.
A native of southern Utah, ...
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Volume 11, Issue 3, 2008-01-22
Zions Names Assistant Branch Manager
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ST. GEORGE - Zions Bank has hired Shane Humpherys as an assistant branch manager of its St. George office located at 40 E. St.
George Blvd.
He will be responsible for branch operations, building new client relationships, servicing existing clients, managing a larger staff through hiring and counseling, and overall branch customer service.
Bringing more than eight years of financial expertise to Zions, Humpherys previously worked at Wells Fargo where he was a personal banker. Prior to that, he was an independent financial planner in Las Vegas.
Humpherys, a native of Grays Lake, Ida., holds a bachelor's degree in business management from Uta...
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Volume 11, Issue 25, 2008-07-16
Zions to Celebrate Bank's Anniversary
Branches to share birthday cake with communities
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SALT LAKE CITY - The public is invited to join in celebrating Zions Bank's 135-year anniversary by enjoying complimentary birthday cake at the bank's 135-plus branch locations throughout Utah and Idaho on Friday, July 18.
As part of its 135-year birthday celebration, Zions Bank is also granting more than 135 service-oriented "wishes" in their communities. Community members are invited to nominate a local service project that employees at each branch location can perform to benefit a worthy cause.
Project possibilities range from donation drives to car washes, from playground cleanup to...
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Volume 12, Issue 15, 2009-04-27
Zip...Nada...for the Moment
By Jeff Thredgold
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U.S. consumer inflation continues to be absent, still impacted by the sharp decline in energy costs of the past nine months. Where we go from here remains one of the most critical questions on the minds of financial market players.
The Consumer Price Index (CPI), easily the most followed of all inflation measures, declined 0.1% in March 2009, coming in below expectations. More importantly, the CPI has now declined 0.4% during the latest 12-month period, the first 12-month decline in consumer inflation since 1955...a period of 54 years.
Two Contrasting Viewpoints ... Plus a Middle Road
Rampant Inflation
Highly vocal critics of the...
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Volume 11, Issue 24, 2008-07-09
ZooMobile Alliances Adds Manager
Schweitzer joins executive team
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ST. GEORGE - ZooMobile Alliances has announced the addition of Tanya Schweitzer as General Manager of Business Development.
Schweitzer brings to the company over 18 years of business and management experience including the last 10 years working as a general manager for Polo Ralph Lauren.
In her new role, Schweitzer will be responsible for developing new business relationships and overseeing the current business and marketing for the five companies under the ZooMobile Alliances umbrella.
The expertise and experience Schweitzer brings are expected to...
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Volume 8, Issue 22, 2005-12-19
Zukaitis Named Director of Sales & Training at Exit
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St. George, Ut - With the advent of often cost-prohibitive advanced sales training and personalized coaching programs to the national real estate profession, Exit Red Rock Realty has hired an “in-house”ť Director of Sales & Training, Dan Zukaitis. With over 28 years experience in the real estate industry, Zukaitis offers seasoned sales and training perspective to both rookie and experienced agents alike.
Zukaitis' resume is long, working in California, Oregon and Utah, and having worked as both broker and owner of four real estate companies. “Dan is the perfect addition to our growing brokerage,”ť says EXIT owner Scott Wilson. “Most agents enter ...
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